{ "name": "acquisitionfinancecalculator.co.uk Acquisition Loan Terms Index", "title": "Acquisition Loan Terms Index", "url": "https://acquisitionfinancecalculator.co.uk/datasets/acquisition-loan-terms-index/", "csv": "https://acquisitionfinancecalculator.co.uk/datasets/acquisition-loan-terms-index.csv", "markdown": "https://acquisitionfinancecalculator.co.uk/datasets/acquisition-loan-terms-index/index.md", "computed_at": "2026-10-28", "license": "https://acquisitionfinancecalculator.co.uk/terms", "headline": "The Acquisition Loan Terms Index carries 7 published figures read from 7 sources' own pages, from 1,000 to 3,000,000 GBP, read 28 October 2026.", "quotes": [ "The Acquisition Loan Terms Index carries 7 published figures read from 7 sources' own pages, from 1,000 to 3,000,000 GBP, read 28 October 2026.", "7 of the 32 named sources read in full publish a figure; 25 publish none, read 28 October 2026." ], "citation": "\"acquisitionfinancecalculator.co.uk Acquisition Loan Terms Index\", updated 2026-10-28, https://acquisitionfinancecalculator.co.uk/datasets/acquisition-loan-terms-index/.", "changed_since": null, "national": { "unit": "GBP", "n": 7, "median": 30000, "min": 1000, "max": 3000000, "p25": 10000, "p75": 100000, "mean": 464428.5714, "units": { "GBP": 7 }, "published_sources": 7, "named_sources": 33, "read_sources": 32, "not_published": 25, "published_share": 0.219 }, "by_axis": {}, "rows": [ { "source": "Fleximize: business acquisition loans", "url": "https://fleximize.com/business-loans/business-acquisition-loans", "figure": "£10,000 ", "value": 10000, "unit": "GBP", "vat": null, "axis": {}, "retrieved_at": "2026-10-28", "quote": "Fleximize offers unsecured business loans that support an acquisition, ranging from £10,000 to £250,000.", "source_class": "primary-provider-own-site", "text_sha256": "d943cec337ea6d903f4bf06e7869fdf9ab99680094f6ca839eb91296426dab34" }, { "source": "Virgin Money: business loans", "url": "https://uk.virginmoney.com/business/finance/business-loans/", "figure": "£30,000", "value": 30000, "unit": "GBP", "vat": null, "axis": {}, "retrieved_at": "2026-10-28", "quote": "Loans starting from £30,000", "source_class": "primary-provider-own-site", "text_sha256": "9f54092a622abbc8d37b4249c655d55d2aab1e4e9b40df1205e2372c46b5a38d" }, { "source": "iwoca: business loans", "url": "https://www.iwoca.co.uk/business-loans/", "figure": "£1K", "value": 1000, "unit": "GBP", "vat": null, "axis": {}, "retrieved_at": "2026-10-28", "quote": "£1K - £1M", "source_class": "primary-provider-own-site", "text_sha256": "5b73ebb60e94b4159aa3f72b533dfa5f2e4930f80886c41b2f56590f7b5a6b67" }, { "source": "Shawbrook: buy-outs (loans £3m-£25m)", "url": "https://www.shawbrook.co.uk/business/management-buy-outs/", "figure": "£3m", "value": 3000000, "unit": "GBP", "vat": null, "axis": {}, "retrieved_at": "2026-10-28", "quote": "Loans from £3m to £25m.", "source_class": "primary-provider-own-site", "text_sha256": "c4edf6d4422c137348eeb06bba824d30c57889c0ffe35c69b4b89589b2d5bfdf" }, { "source": "Mercia: NPIF II debt", "url": "https://www.mercia.co.uk/npif-ii-mercia-debt-finance/", "figure": "£100,000 ", "value": 100000, "unit": "GBP", "vat": null, "axis": {}, "retrieved_at": "2026-10-28", "quote": "From £100,000 to £2million", "source_class": "primary-provider-own-site", "text_sha256": "6bb1efbb233543322300a236717659f0fc7ba377de2df73149e6b4e061a1ae3c" }, { "source": "FW Capital: loans from £100,000", "url": "https://www.fwcapital.co.uk/", "figure": "£100,000 ", "value": 100000, "unit": "GBP", "vat": null, "axis": {}, "retrieved_at": "2026-10-28", "quote": "We offer loans from £100,000 to help businesses grow, as well as investing in new businesses, property development and bidding for contracts.", "source_class": "primary-provider-own-site", "text_sha256": "4d3cd5735bb89a991cb90a76cf6e2c60f737b579ff1503d5d83041dfe235ae9b" }, { "source": "Clifton Private Finance: loan for buying a business", "url": "https://www.cliftonpf.co.uk/business-loans/business-loan-for-buying-a-business", "figure": "£10,000", "value": 10000, "unit": "GBP", "vat": null, "axis": {}, "retrieved_at": "2026-10-28", "quote": "Check eligibility for loans from £10,000", "source_class": "primary-provider-own-site", "text_sha256": "e967a1148bcf7c4d589c64a2524c0fe2526eb1417c05bf0b6a83ee908dd6381c" } ], "not_published": [ { "source": "OakNorth: acquisition finance", "url": "https://oaknorth.co.uk/business-loans/acquisition-finance/", "retrieved_at": "2026-10-28", "reason": "read in full and no accepted figure on the page" }, { "source": "Novuna Business Cash Flow: business acquisition loans", "url": "https://www.novuna.co.uk/business-cash-flow/solutions/debt-financing/business-loans/business-acquisition-loans/", "retrieved_at": "2026-10-28", "reason": "read in full and no accepted figure on the page" }, { "source": "Novuna: business loans for buying a business", "url": "https://www.novuna.co.uk/news-and-insights/business-cash-flow/business-loans-for-buying-a-business-a-complete-uk-guide/", "retrieved_at": "2026-10-28", "reason": "every candidate on the page was refused" }, { "source": "Bank of Scotland: acquisition finance (£25m+ turnover)", "url": "https://business.bankofscotland.co.uk/25m-plus-turnover/products-and-services/financing/capital-markets/acquisition-finance.html", "retrieved_at": "2026-10-28", "reason": "read in full and no accepted figure on the page" }, { "source": "Virgin Money: base rate loans", "url": "https://uk.virginmoney.com/business/finance/business-loans/base-rate-loans/", "retrieved_at": "2026-10-28", "reason": "every candidate on the page was refused" }, { "source": "Virgin Money: fixed rate loans", "url": "https://uk.virginmoney.com/business/finance/business-loans/fixed-rate-loans/", "retrieved_at": "2026-10-28", "reason": "every candidate on the page was refused" }, { "source": "Funding Circle: business loan calculator", "url": "https://www.fundingcircle.com/uk/small-business-loans-calculator/", "retrieved_at": "2026-10-28", "reason": "every candidate on the page was refused" }, { "source": "Metro Bank: healthcare deal completions", "url": "https://www.metrobankonline.co.uk/business/sector-services/products/deal-completions/healthcare/", "retrieved_at": "2026-10-28", "reason": "read in full and no accepted figure on the page" }, { "source": "Allica Bank: business loans", "url": "https://www.allica.bank/business-loans", "retrieved_at": "2026-10-28", "reason": "every candidate on the page was refused" }, { "source": "Unity Trust Bank: borrowing", "url": "https://www.unity.co.uk/business-banking/borrowing/", "retrieved_at": "2026-10-28", "reason": "read in full and no accepted figure on the page" }, { "source": "Barclays: business loans", "url": "https://www.barclays.co.uk/business-banking/borrow/business-loans/", "retrieved_at": "2026-10-28", "reason": "every candidate on the page was refused" }, { "source": "ThinCats", "url": "https://www.thincats.com/", "retrieved_at": "2026-10-28", "reason": "every candidate on the page was refused" }, { "source": "Capitalise: loans to buy a business", "url": "https://capitalise.com/gb/insights/business-loans/loan-to-buy-a-business", "retrieved_at": "2026-10-28", "reason": "every candidate on the page was refused" }, { "source": "Capitalise: acquisition finance", "url": "https://capitalise.com/gb/insights/business-loans/acquisition-finance", "retrieved_at": "2026-10-28", "reason": "every candidate on the page was refused" }, { "source": "Spark Finance: business acquisition finance", "url": "https://www.sparkfinance.co.uk/blog/business-acquisition-finance-uk", "retrieved_at": "2026-10-28", "reason": "every candidate on the page was refused" }, { "source": "Spark Finance: funding an acquisition", "url": "https://www.sparkfinance.co.uk/blog/how-to-fund-business-acquisition-uk", "retrieved_at": "2026-10-28", "reason": "every candidate on the page was refused" }, { "source": "Spark Finance: pharmacy acquisition finance", "url": "https://www.sparkfinance.co.uk/blog/pharmacy-acquisition-finance-uk", "retrieved_at": "2026-10-28", "reason": "every candidate on the page was refused" }, { "source": "Kandoo: acquisition business loans", "url": "https://www.kandoo.co.uk/guides/acquisition-business-loans", "retrieved_at": "2026-10-28", "reason": "every candidate on the page was refused" }, { "source": "Enness Global: unsecured acquisition facility case", "url": "https://www.ennessglobal.com/insights/case-studies/complex-unsecured-acquisition-facility-construction-hire-business", "retrieved_at": "2026-10-28", "reason": "read in full and no accepted figure on the page" }, { "source": "Finder UK: compare loans to buy a business", "url": "https://www.finder.com/uk/buy-a-business-loan", "retrieved_at": "2026-10-28", "reason": "every candidate on the page was refused" }, { "source": "Funding Agent: acquisition loan lenders", "url": "https://www.fundingagent.co.uk/post/business-acquisition-loan-lenders-uk", "retrieved_at": "2026-10-28", "reason": "every candidate on the page was refused" }, { "source": "Funding Agent: business loans for acquisition", "url": "https://www.fundingagent.co.uk/financing-options/business-loans-for-business-acquisition", "retrieved_at": "2026-10-28", "reason": "every candidate on the page was refused" }, { "source": "Sprintlaw: business-purchase loans", "url": "https://sprintlaw.co.uk/articles/businesspurchase-loans-financing-your-acquisition/", "retrieved_at": "2026-10-28", "reason": "every candidate on the page was refused" }, { "source": "LegalVision UK: acquisition finance", "url": "https://legalvision.co.uk/business-sale-purchase/acquisition-finance/", "retrieved_at": "2026-10-28", "reason": "read in full and no accepted figure on the page" }, { "source": "Searchfunder: how UK small acquisitions are structured", "url": "https://searchfunder.com/post/how-are-small-business-acquisitions-structured-in-the-uk", "retrieved_at": "2026-10-28", "reason": "every candidate on the page was refused" } ], "sources": [ { "url": "https://oaknorth.co.uk/business-loans/acquisition-finance/", "label": "OakNorth: acquisition finance", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.novuna.co.uk/business-cash-flow/solutions/debt-financing/business-loans/business-acquisition-loans/", "label": "Novuna Business Cash Flow: business acquisition loans", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.novuna.co.uk/news-and-insights/business-cash-flow/business-loans-for-buying-a-business-a-complete-uk-guide/", "label": "Novuna: business loans for buying a business", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://fleximize.com/business-loans/business-acquisition-loans", "label": "Fleximize: business acquisition loans", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://business.bankofscotland.co.uk/25m-plus-turnover/products-and-services/financing/capital-markets/acquisition-finance.html", "label": "Bank of Scotland: acquisition finance (£25m+ turnover)", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://uk.virginmoney.com/business/finance/business-loans/", "label": "Virgin Money: business loans", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://uk.virginmoney.com/business/finance/business-loans/base-rate-loans/", "label": "Virgin Money: base rate loans", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://uk.virginmoney.com/business/finance/business-loans/fixed-rate-loans/", "label": "Virgin Money: fixed rate loans", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.fundingcircle.com/uk/small-business-loans-calculator/", "label": "Funding Circle: business loan calculator", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.metrobankonline.co.uk/business/sector-services/products/deal-completions/healthcare/", "label": "Metro Bank: healthcare deal completions", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.iwoca.co.uk/business-loans/", "label": "iwoca: business loans", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.allica.bank/business-loans", "label": "Allica Bank: business loans", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.shawbrook.co.uk/business/management-buy-outs/", "label": "Shawbrook: buy-outs (loans £3m-£25m)", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.unity.co.uk/business-banking/borrowing/", "label": "Unity Trust Bank: borrowing", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.barclays.co.uk/business-banking/borrow/business-loans/", "label": "Barclays: business loans", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.thincats.com/", "label": "ThinCats", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.mercia.co.uk/npif-ii-mercia-debt-finance/", "label": "Mercia: NPIF II debt", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.fwcapital.co.uk/", "label": "FW Capital: loans from £100,000", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.cliftonpf.co.uk/business-loans/business-loan-for-buying-a-business", "label": "Clifton Private Finance: loan for buying a business", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://capitalise.com/gb/insights/business-loans/loan-to-buy-a-business", "label": "Capitalise: loans to buy a business", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://capitalise.com/gb/insights/business-loans/acquisition-finance", "label": "Capitalise: acquisition finance", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.sparkfinance.co.uk/blog/business-acquisition-finance-uk", "label": "Spark Finance: business acquisition finance", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.sparkfinance.co.uk/blog/how-to-fund-business-acquisition-uk", "label": "Spark Finance: funding an acquisition", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.sparkfinance.co.uk/blog/pharmacy-acquisition-finance-uk", "label": "Spark Finance: pharmacy acquisition finance", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.kandoo.co.uk/guides/acquisition-business-loans", "label": "Kandoo: acquisition business loans", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.ennessglobal.com/insights/case-studies/complex-unsecured-acquisition-facility-construction-hire-business", "label": "Enness Global: unsecured acquisition facility case", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.finder.com/uk/buy-a-business-loan", "label": "Finder UK: compare loans to buy a business", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.fundingagent.co.uk/post/business-acquisition-loan-lenders-uk", "label": "Funding Agent: acquisition loan lenders", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.fundingagent.co.uk/financing-options/business-loans-for-business-acquisition", "label": "Funding Agent: business loans for acquisition", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://sprintlaw.co.uk/articles/businesspurchase-loans-financing-your-acquisition/", "label": "Sprintlaw: business-purchase loans", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://legalvision.co.uk/business-sale-purchase/acquisition-finance/", "label": "LegalVision UK: acquisition finance", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://searchfunder.com/post/how-are-small-business-acquisitions-structured-in-the-uk", "label": "Searchfunder: how UK small acquisitions are structured", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.british-business-bank.co.uk/growth-guarantee-scheme/", "label": "british-business-bank.co.uk", "license": "the publisher's own terms; quoted for reporting and comment" } ], "methodology": "Every row is a verbatim sentence read from the named source's own page through our fetch service on the date shown, hash-pinned to the stored read (the sha of the page's visible text; the raw page is mirrored to R2). 7 of the 32 named sources that could be read published a usable figure; 25 published none and are recorded as not published, never filled in; 1 could not be read (blocked, dead or unreachable) and count nowhere. The headline figures (median, minimum, maximum, quartiles) are over ONE figure per source in GBP (a source's median where its page yielded several accepted sentences), so N counts sources, never sentences; 139 candidate sentence(s) were refused by a reviewer with the reason recorded. The fuller derivation this dataset is chartered to grow into (not yet what the figures above are; they are each source's own published figure as read): per lender the published minimum and maximum, the rate from and the term; across lenders the median rate-from, the deposit band (10-30%) and the leverage cited (2-4x EBITDA senior); the calculator's borrowing figure = min(deposit-implied loan, leverage x EBITDA)", "embed": "

1,000 to 3,000,000 GBP

7 published figures, Acquisition Loan Terms Index, across 7 sources, read 28 October 2026

Source: acquisitionfinancecalculator.co.uk Acquisition Loan Terms Index
" }